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Top 5 Best Online Payment Gateways In Nigeria 2023

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Online Payments Gateways in Nigeria

If you’ve been searching for THE BEST ONLINE PAYMENT GATEWAYS IN NIGERIA 2022, then this article is for you.

Welcome to this blog.

Today I’ll be updating you on the “Top 5 Best Online Payment Gateways In Nigeria 2022“.

What Are Payments Gateways?

Payment Gateways are online payment service providers that are used to receive or send payments Online using debit cards, PayPal, webmoney and so on.

Best Online Payment Gateways In Nigeria

1. Paystack

Paystack is one of the top payment service providers in Nigeria and beyond. Paystack is trusted by over 60 thousand businesses including Domino’s, MTN and Bolt.

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Paystack has offices in Lagos, Accra, San Francisco and even South Africa.

Paystack offers payments through:

  • Cards
  • Bank Account
  • Bank Transfer
  • USSD
  • Apple Pay and
  • Mobile Money.

Paystack local transaction fee rate is 1.5% + NGN 100.

Paystack International transaction fee rate is 3.9% + NGN 100.


2. Flutterwave

Flutterwave is another top legit payment gateway in Nigeria that offers payments through:

  • Debit and credit cards
  • Mobile Money
  • M-Pesa
  • Bank Transfer
  • Bank Account
  • Pos
  • Visa QR and
  • USSD.

Flutterwave local transaction fee rate is 1.4% processing fee.

International transaction fee rate is 3.8% processing fee.


3. Cashenvoy

Cashenvoy is also a payment gateway that was founded in November 2009.

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Cashenvoy supports payments through:

  • MasterCard
  • Gtbank
  • Interswitch
  • Etranzact
  • Visa
  • Verve
  • Sure gifts
  • Flutterwave
  • Cashenvoy
  • Wallet and
  • Mobile money.

Cashenvoy charges NGN 120 fee for withdrawals of NGN 4,000 or less.

Cashenvoy also charges 1.5% + NGN 25 for local transactions over NGN 1,500 and 3.9% + NGN 12.60 for international transactions.


4. Remita

Remita is another top online payment gateway where you can pay bills, buy pins and so on.

Remita offers payment through:

  • Cards
  • Bank Account
  • Bank Branch
  • USSD
  • QR Code
  • Internet Banking
  • Buy on Credit
  • Wallet
  • Phone Number and
  • Bank Transfer.

Remita charges 2% for local transactions and 4% for international transactions with a minimum of NGN 100 and maximum of NGN 2500.

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5. Dusupay

Dusupay is a payment gateway trusted by more than 2000 businesses globally. Dusupay has processed over 100 million pounds for their clients.

Dusupay offers payments through:

  • Rupay
  • Visa
  • MasterCard
  • Amex
  • JCB
  • Maestro
  • PayD and many more

Dusupay charges a transaction fee of 4.9% for cards and 3.5% for Bank.


This is my little opinion on this which I believe will help you.

This post is strictly for information and educational purposes and you’re soley responsible for what you use this information for.

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